🛡️ 100% Primary Protection in Canada — $0 Deductible • No Amica Policy Impact
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100% Primary Coverage via Chase Sapphire: Covered in Canada on a primary basis. Personal insurance (Amica) will not be touched.
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$0 Net Cost to You: Estimated repair is ~$1,000–$2,250 USD, fully covered by Chase ($0 deductible).
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Family-Friendly Drop-Off (Aug 11): Drop family & bags at YVR Departures curb first. One person does a 5-minute solo return at Avis using the glovebox/pre-filled incident form.
Synced live with Google Drive folder (Avis Rental Claim 2026)
Detailed breakdown of estimated Avis charges vs. Chase Sapphire primary coverage:
Body Shop Repair (Fender Scrape)
Labor, paint, bumper panel repair
~$1,000 – $2,250 USD
100% Covered by Chase
Avis Administrative Fee
Processing & claim handling fee
~$50 – $150 USD
100% Covered by Chase
Avis Loss of Use (LOU)
Daily rate while car is in repair shop
~$150 – $300 USD
100% Covered by Chase
Total Estimated Claim Bill
Charged by Avis Claims Dept
~$1,200 – $2,700 USD
NET COST TO YOU: $0.00
Will filing this claim raise Loretta's Chase or Amica insurance rates?
No, zero impact. Chase Sapphire provides primary coverage in Canada, meaning Chase pays Avis directly ($0 deductible). Amica is never contacted, so your personal car insurance rates will not increase. Credit card annual fees and interest rates are also completely unaffected.
Why report the actual incident date (July 28) instead of the return date?
Adjusters expect damage photos/odometer readings to be taken days after an incident on drivable vehicles. Keeping the exact date consistent across Avis and Chase forms avoids processing delays.